Membership & Rewards Terms — Jinx Charge Inc.

Entity: Jinx Charge Inc. — incorporated 2026-11-06 under the Canada Business Corporations Act (corporation no. 1836563-6), registered office 8 Red Pine Cres, Tiverton, Ontario N0G 2T0. Effective Date: 2026 · Version: 1.0

1. How this agreement works

These Membership & Rewards Terms ("Terms") are the money-facing contract between you (the "Driver") and Jinx Charge Inc. ("Jinx", "we", "us", "our"). They govern subscription pricing and billing, auto-renewal and cancellation, the Free-vs-Member reward split, annual payouts via Interac e-Transfer, and tax disclosures.

These Terms work alongside — and do not replace — the separate Data-Ownership & Express Consent Agreement you accept when you connect your EV or charger. That agreement makes Jinx the charging-network operator and owner of your charging data so we can create, verify, and sell compliance credits under the Clean Fuel Regulations (SOR/2022-140). These Terms govern how the money from selling those credits is shared with you, and how optional paid Memberships are billed.

Pre-contract review and copy delivery. Before you subscribe, we display these Terms in full on your screen (no external hyperlink) and give you an express chance to review, correct errors, and accept or decline. Within 15 days we email you a printable copy of the Terms and your itemized transaction summary.

2. Your two tiers

You never have to pay to use Jinx or earn payouts. Two tiers:

The split applies at cash-out (money), not at the charging-session (carbon) level.

Break-even math: the Member tier adds 30% of net proceeds. The $59/year annual membership pays for itself once your settled net proceeds exceed $196.67 ($59 ÷ 0.30); the $5.99/month plan ($71.88/year) pays for itself at $239.60 ($71.88 ÷ 0.30).

3. The s.103 split — why Jinx keeps 0% of credit revenue

Under Clean Fuel Regulations s.103(1), a charging-network operator is legally prohibited from keeping compliance-credit sale revenue as profit. Every dollar must be spent within the compliance period or the following two compliance periods on exactly two things, verified by an accredited auditor and reported to the Minister by July 31 each year:

• s.103(1)(a) — expanding EV charging infrastructure (residential or public); and
• s.103(1)(b) — reducing the cost of EV ownership through driver financial incentives.

Free tier: at cash-out, 70% of your net proceeds is paid to you (s.103(1)(b)); the other 30% goes into a restricted reinvestment reserve spent 100% on EV-charging infrastructure (s.103(1)(a)). Member tier: 100% of net proceeds is paid to you.

Membership fees are strictly separate — billed to your card, never deducted from or netted against any payout. The membership fee is our only corporate revenue.

"Net Credit-Transfer Proceeds" means the gross cash price Jinx actually receives from an arm's-length buyer for a batch of verified credits, minus only direct third-party verification audit fees (s.131(1)) and direct brokerage/registry transaction fees actually paid. We never mark up audit/brokerage fees and never deduct our own overhead, salaries, or software costs.

Anti-gaming rule: the 70/30 vs 100% split applies at cash-out. To receive the 100% Member payout you must either (a) hold an active Annual Membership at the time you request cash-out, or (b) have held a continuous Monthly Membership for the 10 consecutive months immediately before the request (or since you first connected, if less than 10 months). Subscribing for a single month just to cash out does not qualify.

4. Billing, auto-renewal, cancellation, refunds

Prices. Monthly $5.99/month or annual $59.00/year, plus applicable GST/HST/QST/PST. At checkout we show an itemized breakdown (base price + tax + total). All prices are CAD.

Auto-renewal is opt-in. Your membership renews only if you actively tick the separate, un-pre-checked auto-renewal box.

• Monthly — renews monthly until you cancel. You may cancel any time, before or after a renewal date, with no fee or penalty (B.C. BPCPA s.25.1(1); Quebec CPA s.214.6).
• Annual — we send two written reminders before expiry, to satisfy every province's notice window at once: first at ~75 days (Quebec's 60–90 and Ontario's 30–90 window) and second at ~45 days (B.C.'s 30–60 and Ontario's 30–90 window). Each states the renewal date, amount, your right to cancel with no penalty, and your refund rights, with a one-click cancel link.
• Quebec annual rule (CPA s.214.3): an annual contract (>60 days) cannot auto-renew into another fixed term. For Quebec residents, after the initial 12 months the membership continues only on an indeterminate month-to-month basis at ~$4.92/month, unless you actively buy a new 12-month term. (You may cancel any time with no penalty.)
• Ontario (future-proofing): once the Consumer Protection Act, 2023 (Bill 142) and its regulations are proclaimed, renewals/continuations will follow its express-consent mechanics.

Cancelling (zero barriers, zero penalties). Cancel any time, 24/7, via the "Cancel Membership" button in your account or by email to [email protected]. Cancellation takes effect immediately. Cancelling simply moves you to the Free tier — you never forfeit accrued charging data or unsettled credits.

Refunds. Cancel an annual membership and you get a daily prorated refund of unused days (with no penalty), issued within 15 days (B.C. BPCPA s.25.1(5)), and we cancel pre-authorized payment instructions within 30 days. Cancel monthly and no further charges apply (you keep access to end of the paid month; Quebec residents may request an immediate mid-month prorated refund). Your non-waivable statutory cooling-off / non-disclosure / late-delivery cancellation rights in every province are preserved; if we ever fail to refund within 15 days, you may request a card chargeback.

5. Provisional credits — payouts are not guaranteed

Under s.23(1) of the Clean Fuel Regulations, every credit is provisional when created, owned solely by Jinx (s.23(5)–(6)), and cannot be transferred or sold while provisional (s.23(2)). A credit becomes saleable only after: the calendar year ends (Dec 31); an accredited verifier audits the data (s.131(1)); Jinx files the verified annual report by April 30 (s.120(1)); and the Minister deposits the credits into Jinx's federal account (s.23(4), s.24(1)).

Any dollar figure on your dashboard is a non-binding illustrative estimate based on historical or estimated market prices — not a guaranteed balance. Actual payout is determined by the actual net proceeds when the verified annual batch is sold.

No expiry by passage of time. Your accrued balance never expires due to time alone (Ontario CPA 2002 s.47.1(1); Quebec CPA s.187.8).

6. Annual settlement & manual cash-out (Interac e-Transfer)

Settlement is annual (the CFR runs on a calendar-year compliance period with an April 30 report deadline). Once the year's verified batch is sold and funded, we mark your batch "Settled — Ready for Cash-Out" and email you.

No auto-payout. You submit a manual cash-out request with the email/phone linked to your bank. Within 10 business days we send your payout by Interac e-Transfer at 100% full face value of your tier share — no withdrawal or processing fee. An unclaimed e-Transfer returns to your balance after 30 days for you to re-request.

7. Tax — and why we never collect your SIN at signup

(This is general tax information, not tax advice. Consult your own advisor.)

The tax status of individual driver payouts is unsettled. The CRA has not ruled specifically on cash payouts to personal-use EV drivers under s.103(1)(b). Depending on your circumstances they may be treated as a non-taxable personal rebate/cost reduction, a windfall, taxable "other income" (Line 13000), or — for rideshare/commercial drivers — taxable business income or an inducement (s.12(1)(x)).

T4A threshold ($500). We do not withhold tax. A T4A slip (Code 028) is required only if your calendar-year payouts exceed $500 — and only if the CRA/counsel determines payouts are reportable. If you use your EV for business, you remain responsible for reporting even without a T4A.

No SIN at signup. We never ask for your Social Insurance Number at signup or checkout. We would request it only at cash-out, through an encrypted portal, and only if (a) a T4A is legally required and (b) your calendar-year payouts exceed $500. Your SIN would be used solely for CRA filing.

8. Changes to these terms (strictly limited)

What we will never change retroactively or unilaterally: your reward split on any batch already sold or cashed out; and our cancellation/refund terms in any way that increases your obligations or reduces ours (B.C. BPCPA s.25.2).

The only four elements we may propose to amend (for future periods only): the prospective membership fee; the prospective tier split (e.g. if federal regulations change); supported payout methods; and tax-reporting procedures required by CRA/law changes.

Any amendment requires a standalone written notice at least 60 days (and not more than 90 days) before it takes effect, setting out the old and new text, the effective date, and your rights. You may refuse the amendment and cancel with no penalty — any time before it takes effect or within 30 days after — and unsettled credits are settled at the pre-amendment split.

9. Consumer rights & governing law

• No review bans, no forced arbitration, no class-action waivers. Nothing in these Terms restricts your right to publish an honest review or to start/join a court, small-claims, or class proceeding (B.C. BPCPA ss.14.2–14.3; Quebec; Ontario).
• Governing law is the province/territory where you reside when you enter this agreement (Quebec residents: Quebec law and federal law). If you reside outside Canada, Ontario law applies. Ambiguities are interpreted in your favour.
• French version is available to all drivers at signup and in the dashboard (Charter of the French Language; Quebec CPA).

10. Entity & contact

• Legal name: Jinx Charge Inc. (CBCA, incorporated 2026-11-06)
• Registered office: 8 Red Pine Cres, Tiverton, Ontario N0G 2T0, Canada
• Support & cancellation: [email protected]
• Privacy: [email protected]
• Version: Membership & Rewards Terms — v1.0